We accept three options for payment plans: Care Credit, Scratch Pay and All Pet.

Care Credit (https://www.carecredit.com/go/XTN965/)

Pet Owner Support Line: 866-893-7864

Works like a credit card. You can only use Care Credit for health related expenses, but you can use it for both yourself, family or pets alike! Simply go to their website to apply.
Once you have been approved, you will receive an account number. This is all you need to pay for surgery.

Care Credit has multiple payment options. Here at Veterinary Surgical Solutions, there are three of these we can accept: 6-months no interest, 2-year fixed APR and 3-year fixed APR.  Care Credit will tell you what their current APR’s are.


Scratch Pay (https://scratchpay.com/)

Is not a credit line/credit card, but a loan for a specific event. To apply, go to their website.  During the application process, you will choose the clinic where the funds are to be used–choose “Veterinary Surgical Solutions”. Make sure to apply for the high end of the surgery estimate we quoted you. If approved, they will offer you a few payment options. Once you have chosen an option, Scratch Pay will then automatically send us a notice that a loan has been pre-approved for surgery with us. The loan is not yet final until we acknowledge the actual charges (we’ll know these on surgery day). You will receive a receipt once we have done this.


All Pet: (https://allpet.com/)

Pet Owner Support Line: 1-866-412-5552

All Pet is a credit card specifically for veterinary care. This service usually has higher credit limits and approval rates than the other options. Our practice currently offers no interest through All Pet if paid in full within 6 months on purchases of $250 or more. (Interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period). It’s easy to prequalify and there’s no impact to your credit score.  If you prequalify and open an account, you can use it immediately to pay for care.

If your approved credit line or loan is less than the surgery, you will have to provide the difference with some other form of payment during check-out on surgery day.

If for any reason you are not approved for any of these services, you can ask a family member or close friend to apply and you can use their account.